Citi Credit Knowledge Center

The more you know about credit the better you can manage it. Explore our credit topics below.

0% Intro & Low APR Credit Cards

How to Choose the Best Low Intro APR Credit Card

A low intro APR credit card can be a valuable financial tool to save on interest. Use these tips to find the best low intro APR credit card for you.

7 Things to Know About APR

Annual percentage rate or APR is typically used to express the costs of borrowing money. Find out more about APR and the difference between APR and APY.

What Does Intro 0% APR Mean?

Learn how 0% intro APR credit cards work, including different kinds of intro APR and how to make sure you avoid paying interest.

What Is the Average Credit Card Interest Rate?

The average credit card interest rate in the U.S. depends on the type of interest rate. Read on to learn effective strategies to lower your credit card APR.

Other categories

Additional Resources

  • Insights and Tools

    Utilize these resources to help you assess your current finances & plan for the future.

  • FICO® Score

    Learn how FICO® Scores are determined, why they matter and more.

  • Glossary  

    Review financial terms & definitions to help you better understand credit & finances.