No annual fee1
$0 liability on unauthorized charges
The Exxon Mobil Smart Card+™ credit card is a gas credit card that offers bigger gas savings at the pump and at the convenience store every day. Save 12¢/gal2 at the pump on Synergy Supreme+™ premium gasoline or 10¢/gal2 on other Synergy™ fuel grades and enjoy 5% back2 via statement credit on your first $1,200 of non-fuel purchases per year, including drinks, snacks, car washes and more at qualifying Exxon and Mobil stations.
You can use your Exxon Mobil Smart Card+™ credit card at participating Exxon™ and Mobil™ stations.
Use your card to pay for fuel and car washes at the pump or through the Exxon Mobil Rewards+™ app at participating stations. You can also use your card to pay for snacks, drinks, fuel, car washes and other items at the convenience store at most locations.
The Exxon Mobil Smart Card+™ credit card offers several benefits to cardholders including:
Instant savings of 12¢/gal2 on Synergy Supreme+™ premium gasoline purchases at the pump.
Instant savings of 10¢/gal2 on other fuel grade purchases at the pump (Synergy Regular Gasoline, Synergy Extra Gasoline and diesel fuel).
5% back2 on convenience store purchases and car washes as a statement credit on the first $1,200 in non-fuel purchases per year.
$0 fraud liability on unauthorized charges and online account management to review charges and make or schedule payments.
You’ll also get Grocery Rewards discounts with your Exxon Mobil Smart Card+™ credit card. Exxon Mobil Smart Card+ credit card fuel savings combine with Albertsons for U, Safeway for U, ACME for U, Shaw’s for U and Star Market for U discounts where available. See the Exxon Mobil Rewards+ program terms and conditions for additional information.
The Exxon Mobil Smart Card+™ credit card has No annual fee.
Visit smartcardplus.com to easily apply online. Once you’ve read the terms and conditions, you’ll be asked to enter your name, email address, phone number, address, residence status, total annual net income, date of birth, monthly housing payment and social security number. If approved, Citi will mail you a physical credit card that you can start using right away.
As of 12/16/2025, Purchase APR: variable % - %; Cash Advance APR: variable %. Minimum interest charge: $. Transaction fee for cash advances: Either $ or % of the amount of each cash advance, whichever is greater.