Costco Anywhere Visa® Business Card by Citi
Power your business
Cardmembers earn cash back rewards everywhere Visa® is accepted.
Annual Fee with active Costco membership1
An active Costco membership is required to apply
This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the cards are offered.
5%
On gas at Costco
4%
On other eligible gas and EV charging
5% and 4% earn is on a combined $7,000 spend per year, 1% thereafter
3%
On restaurants and eligible travel, including Costco Travel
2%
On all other Costco and Costco.com purchases
1%
On all other purchases
Fuel your business and earn as you go
Purchasing power
The credit you need to help you achieve tomorrow's goals for growth.
Easy bookkeeping
Organize your finances by keeping business expenses separate from personal expenses.
Accessible reporting
Features designed to help with bookkeeping and tax preparation help you stay focused on your daily business.
Variable APR1
% - %
for purchases based on your creditworthiness
Costco Cash Rewards
Earn cash back rewards anywhere Visa® is accepted.
No limit on cash back rewards
Earn cash back rewards on every purchase with no limit on how much you can earn.
Redeeming Costco cash rewards
Cash back earned from your Costco Citi card will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses, including Puerto Rico.
Citi Entertainment®
Free access to your FICO® Score
Citi® Flex Pay with Costco
Card convenience
Your card doubles as your Costco membership card.
Global acceptance
Use your card everywhere life or business takes you, wherever Visa® is accepted
Damage & Theft Purchase Protection
Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item.
Travel & emergency assistance
If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use.
Worldwide Car Rental Insurance
You may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
Roadside assistance dispatch service
If you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we’ll send help directly to your location. You are responsible for the costs of any services provided.
Citi® Quick Lock
Misplaced your card? Use Citi Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Mastercard® ID Theft Protection
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.
Chip-based card technology
Chip card technology keeps the same card number but provides you with security and global acceptance.
Automatic account alerts
Stay updated on balance, payments or credit limits via email or text.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Add Authorized Users
Add an Authorized User to your account at no additional cost1 and earn points faster. After all, the benefits of this card are so amazing they're worth sharing.
24/7 customer service
To save time and manage your account from anywhere, download the Citi Mobile® App. You can handle most of your banking needs right from your phone, 24/7.
Citi Mobile® App
Manage your money when you want, where you want and the way you want. It's how Citi digital services help you get the most out of your time.
Contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Digital Wallets
Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Access FICO® Score
Free access to your FICO® score online to review your credit history.
Citi Entertainment®
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.2
Citi® Flex Pay
Buy Now. Pay Later. A flexible and simple way to split eligible purchases into fixed monthly payments and pay over time using your eligible Citi® credit card.2
No foreign transaction fees1
Shop like a local wherever your travel takes you.1
Explore our consumer card built for Costco members
FAQs
Yes. The Costco Anywhere Visa® Business Card by Citi allows Costco members to earn cash back rewards on everyday spending, such as office supplies, airline tickets, business lunches at restaurants and more. You don’t have to enroll in special categories like online shopping, home improvement or furnishings or dining for example. There is also no annual fee1 with your paid Costco membership.
When you are a cardmember you can earn:
- 5% cash back on gas purchased at Costco warehouse locations worldwide.
- 4% cash back on other eligible gas and electric vehicle (EV) charging purchases worldwide for the first $7,000 per year in combined Costco and other eligible gas and/or EV charging purchases. After reaching this limit, cash back drops to 1%.
- 3% cash back on restaurant purchases (including cafes, bars, lounges, and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel. However, 1% cash back is earned on purchases made at certain bakeries, department store restaurants, grocery or warehouse clubs, timeshares, campgrounds, bed & breakfasts, and for train and commuter travel.
- 2% cash back on all other purchases from Costco and Costco.com.
- 1% cash back on all other purchases, including non-qualifying purchases listed above.
The Costco Anywhere Visa® Business Card by Citi has several great benefits for cardmembers including:
- Damage & Theft Protection: Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
- Citi Quick Lock: Instantly block new purchases and cash advances while allowing recurring transactions, payments, balance transfers and credits to continue without disruption.
- Fraud Early Warning: We are constantly working to help safeguard your account. If we notice suspicious activity, we will contact you by text, email, phone or mail to confirm activity on the account.
- Account Alerts: Citi offers tools such as Citi Online and Citi Alerts to provide you with access to your account activity quickly and regularly.
- Paperless Statements and E-Communications: You can view, print and save current statements immediately and request PDFs of past statements at no additional cost.
- Citi Mobile® App: Manage your account virtually anywhere, anytime with a 360° degree view of your finances. Plus, access features that allow you to set custom alerts, deposit checks on the go and so much more.
- Citi Entertainment: Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences and more.
Yes. To apply for the Costco Anywhere Visa® Business Card by Citi, you must have a current Costco membership in your name. Employees of the business must each have a Costco membership in their name to be an authorized user on the card account. If you're not already a Costco member, you can apply for a Costco membership here.
The Costco Anywhere Business Card is a Visa® credit card. This means that you can earn cash back rewards anywhere Visa® is accepted.
Does the Costco Anywhere Visa® Business Card by Citi have an annual fee?
No. There is no annual fee1. for the Costco Anywhere Visa® Business Card by Citi with your paid Costco membership.
Where can you earn rewards with the Costco Anywhere Visa Business card?
Costco Anywhere Visa® Business cardmembers earn Costco cash back rewards anywhere Visa® is accepted.
Can I login to my Costco account with the Costco Anywhere Visa® Business Card?
No, you cannot use your Costco Anywhere Visa® Business Card to login to your Costco account. To access your Costco account, please visit the official Costco website.
Can you use the Costco Anywhere Visa® Business Card by Citi for small business?
Yes. The Costco Anywhere Visa® Business Card by Citi is designed specifically for small business use. Cardmembers use this credit card to get the most out of their Costco membership by earning cash back on all purchases at Costco and Costco.com, restaurants, eligible travel purchases and more worldwide.
Does the Costco Anywhere Visa® Business Card by Citi offer travel insurance?
Yes. The Costco Anywhere Visa® Business Card by Citi offers Worldwide Travel Accident Insurance and Worldwide Car Rental Insurance. Visit our webpage for more information on Costco Anywhere Visa® Business Card by Citi travel protection benefits.
Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com.
Does the Costco Anywhere Visa® Business Card by Citi have a special introductory offer?
The Costco Anywhere Visa® Business Card by Citi does not currently have a special introductory offer. However, the credit card has other benefits that may be of interest to you if you become a cardmember. Read more about what the Costco Anywhere Visa® Business Card by Citi has to offer.
Does the Costco Anywhere Visa® Business Card by Citi have a foreign transaction fee?
No. The Costco Anywhere Visa® Business Card by Citi does not have foreign transaction fees1.
COSTCO ANYWHERE VISA® BUSINESS CARD BY CITI
Benefits tailored for Costco Business members
Cardmembers earn cash back rewards everywhere Visa is accepted.
An active Costco membership is required to apply
1Costco Anywhere Visa® Business Card by Citi Pricing Details
Variable APR for purchases and Citi Flex Plans subject to an APR: % - % variable APR, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is %. Variable penalty APR is up to % and applies if you pay late or your payment is returned. Minimum interest charge $. Fee for foreign purchases — None. Cash advance fee either $ or % of the amount of each cash advance whichever is greater. No annual fee with paid Costco membership.
New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.